The Guardian Life Insurance Company recently announced in April 2010 that they have reduced premiums for its Short Term Disability and Long Term Disability choice plans. They’ve raised the maximum Short Term Disability benefits to $1,500, and the maximum Long Term Disability benefits from $2,500 to $10,000.
Despite reducing the premiums and increasing its coverage, purchasing disability insurance company can be difficult. Maybe people are attracted simply by the price of what they perceive the benefits to be if they become disabled. Reading the fine print in the Short or Long Term Disability policy is crucial. You can be robbed of your peace of mind by Short and Long Term Disability companies like Guardian Life Insurance Company who sells you products you don’t fully understand.