The long term disability/ERISA insurance compnay refuses to pay my disability benefits and I want to sue them!
If you have a private disability insurance policy that you have purchased, you can sue in state court if the long term disability insurance company denies your claim. We file a bad faith claim with the Department of Insurance and, after that cliam period has expried, we generally file a state law suit.
If you have a group disability policy it is governed by a federal law called ERISA which requires you to exhaust all of your administrative remedies before you file a suit. There are no jury trials in an ERISA case unlike a state disability claim.
Contact Florida disability lawyer Nancy Cavey for a non-obligation consultation about your rgihts to sue for disability benefits under state or Federal law.
Answering these broad-based questions isn’t easy. Help is a phone call away. You can contact Nancy Cavey, an experienced long-term disability attorney at 727-894-3188.