If you purchased long-term disability benefits and your doctor has told you that you are unable to work, you should file a long-term disability claim form.
There is no uniform disability form, but carriers like MetLife will use an individual disability claim and statement, individual long-term disability assessment, attending physician forms and behavioral assessment as part of the disability claims process.
If you have difficulty getting these forms from MetLife, or completing the same, you should contact MetLife denied long-term disability lawyer Nancy Cavey.
Nancy is never surprised when MetLife denies a long-term disability claim because carriers like MetLife are always looking for a reason to deny your long-term disability claim. The reasons for denial can start with how you have filled out your long-term disability application or what your physician says on the attending physician claim.
You should remember that MetLife went to the United States Supreme Court in the case of Metlife vs. Glenn arguing that they didn’t have any conflict of interest in making the claims determination when they were both the administrator of a long-term disability claim and the payer of a long-term disability claim. It sounds obvious that they would have a conflict of interest. If your claim is denied, it is crucial that you know how to accurately develop that conflict of interest so that you get the long-term disability benefits you are entitled to.
Attorney Cavey has written a number of must-do books about the long-term disability policies, and games that long-term disability carriers play.
MetLife claim disability attorney Nancy Cavey can help cut through the red tape and fight for your benefits no matter where you live in the United States. Contact her today at 727-894-3188.