When you applied for long-term disability benefits, your carrier may have referred you to a company like ALLSUP to help you get your Social Security disability benefits. They also will ask you to do a direct deposit of any Social Security disability benefits to your bank account. But, guess what? The authorized agreement that you sign will allow for a one-time electronic withdrawal from your account. The money is then forwarded to the disability carrier. But, of course, that assumes that the calculation of any overpayment is correct.
While many long-term disability policies do require repayment of long-term disability benefits as a result of the receipt of Social Security benefits, mistakes can be made in the calculation of those benefits.
Nancy Cavey, long-term disability overpayment attorney, suggests that you don’t use a company like ALLSUP to help you with your Social Security disability claim because it is not uncommon for conditions to be developed, such as mental conditions that will allow the carrier to suspend your benefits after two years, despite the fact that you might have other medical conditions. And, worse yet, you are giving them the power to withdraw from your bank account the receipt of any Social Security disability benefits.
You owe it to yourself to make sure that any alleged overpayment that is calculated is in fact correct. The carrier will suggest to you that they will reduce your benefits by the receipt of any overpayment until it is recouped. While they certainly have the right to do so, you want to make sure that you only pay what is actually due and owing.
Long-term disability carriers don’t make it easy to get your long-term disability benefits, and if your long-term disability claim has been denied, contact Nancy Cavey today. She can help you get the benefits you deserve no matter where you live in the United States.