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    Robbed of Your Peace of Mind? Your Guide to Long Term Disability Benefits

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    The Key To Hiring The Right Long Term Disability Attorney

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    The Smart Long Term Disability Guide For Preparing Your Statement and Field Visit

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    Your Rights To Social Security Disability Benefits - Your Guide to Getting Benefits Now

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Tag Archives: attorney

Heart Health and a Fiber Rich Diet

Did you know that heart disease can be a life threatening condition? According to the Science Blog, young and middle age adults who consume a fiber rich diet can significantly lower their risk of heart disease. Adults between theFiber Rich Heart Disease ages of 50-59 who made fiber a regular part of their diet were found to have a lowered lifetime risk of heart disease in comparison to those who have a low fiber diet. The lifetime reduction in the risk for heart disease is an important finding.

Because heart disease is so wide spread in the United States, your physician may have told you that you are unable to work. Long term disability benefits might be available to you if you have purchased a disability plan from a private insurer or have coverage through and employer. Unfortunately, long term disability carriers don’t make it easy for those disabled because of cardiac disease to get the benefits that they deserve. If you want to learn more about your eligibility for long term disability benefits as a result of a cardiac disease, contact Nancy Cavey. If you have been denied your long term disability benefits because of cardiac disease, Nancy Cavey can help you cut through the red tape and fight for your disability benefits no matter where you live in the United States.

Repayment of Your Long Term Disability Overpayment

When you applied for long-term disability benefits, your carrier may have referred you to a company like ALLSUP to help you get your Social Security disability benefits.  They also will ask you to do a direct deposit of any Social Security disability benefits to your bank account.  But, guess what?  The authorized  agreement that you sign will allow for a one-time electronic withdrawal from your account.  The money is then forwarded to the disability carrier.  But, of course, that assumes that the calculation of any overpayment is correct.

While many long-term disability policies do require repayment of long-term disability benefits as a result of the receipt of Social Security benefits, mistakes can be made in the calculation of those benefits.

Nancy Cavey, long-term disability overpayment attorney, suggests that you don’t use a company like ALLSUP to help you with your Social Security disability claim because it is not uncommon for conditions to be developed, such as mental conditions that will allow the carrier to suspend your benefits after two years, despite the fact that you might have other medical conditions.  And, worse yet, you are giving them the power to withdraw from your bank account the receipt of any Social Security disability benefits.

You owe it to yourself to make sure that any alleged overpayment that is calculated is in fact correct.  The carrier will suggest to you that they will reduce your benefits by the receipt of any overpayment until it is recouped.  While they certainly have the right to do so, you want to make sure that you only pay what is actually due and owing.

Long-term disability carriers don’t make it easy to get your long-term disability benefits, and if your long-term disability claim has been denied, contact Nancy Cavey today. She can help you get the benefits you deserve no matter where you live in the United States.

Cholesterol Management and Your Cardiovascular Health

When a severe medical condition such as cardiovascular disease results in disability, you may qualify for Social Security Disability benefits if you are unable to work.

A report from a nutritional outlook reveals that over half of the adults in the United States have high or elevated cholesterol which can lead to cardiovascular disease. The trends found by Innova Market Insights show that Americans have spent $11 billion on food with heart health claims like “cholesterol free” and “reduced cholesterol” since 2008. Many of those products are bakery and cereal or dairy products.

Fat enriched foods have become part of the American diet and have resulted in higher incidence of obesity, cholesterol problems and cardiovascular problems. If your doctor has told you that you are unable to work as a result of a cardiovascular condition, you may be entitled to Social Security Disability benefits. Unfortunately, the Social Security Administration doesn’t always make it easy for the disabled to the Social Security Disability benefits that they deserve. If your obesity or cardiovascular problems make it impossible for you to work and you have been denied your Social Security Disability benefits, Sharon Barrett can help you cut through the red tape and fight for your benefits no matter where you live in the Tampa Bay area.

When Pain Makes You Unable to Work, We Show You How to Get Your Long Term Disability Benefits

Pain can be a monkey on your back that prevents you from working. You might have pain as a result of chronic migraines or a herniated disk that causes back or leg pain. There are an estimated 160 million sufferers of chronic pain in the United States according to the Institute of Medicine. If your doctor has told you that you are unable to work as a result of chronic pain, you may be entitled to long term disability benefits. You can learn all about the long term disability claims process and your rights to wage payments by ordering your free, no obligation copy of Robbed of Your Peace of Mind. The long term disability application and appeal process can be confusing and you need assistance.

Unable to Work and Looking For Long Term Disability Benefits?

Give us a call today. The consultation is free and information provided will help you decide if you have a claim or not.

Cardiac Implant Infection Increase

According to the Journal of American Cardiology, the incidence of infections in implantable cardiac devices has tripled since 1993.

If you had an infection after a cardiac implant that results in you being disabled, you may be entitled to long term disability benefits if you purchased a disability policy from a private insurer or have coverage through an employer.

The Journal of the American College of Cardiology report, indicated that the reasons for the increase in infections after a cardiac implant aren’t clear, but “a recipient’s agent current health may be a factor”August 30, 2011Heart Infection Long Term Disability Journal of the American College of Cardiology.

Consulting with a long term disability attorney should be your next step if your doctor has told you that you are no longer able to work as a result of an infection following the implant of a cardiac device.

Unfortunately, long term disability carriers don’t make it easy for the disabled to access to the benefits that they have paid for and rely on in their time of need. If you suffer from a heart infection and you have been denied your long term disability benefits. Long Term Disability Attorney Nancy Cavey can help you cut through the red tape and fight for your benefits no matter where you live in the United States.

You can learn more about your rights to long term disability benefits by getting a copy of Robbed of Your Peace of Mind. You can contact Nancy Cavey today at 727-894-3188 to learn more about your rights to long term disability benefits.

Bladder Cancer Risk Increases for Smokers

If bladder cancer prevents you from working, you may qualify for long term disability benefits.

A new study, published in the Journal of American Medical Association reports that smokers have higher odds of developing bladder cancer. In fact, current smokers are “four times as likely to develop bladder cancer,Bladder Cancer Risk Smokers compared with people who have never smoked and former smokers have 2.2 times the risk”. Source Bladder Cancer New York Times article.

Researchers at the National Cancer Institute, speculate that the increased risk might be a reflection of the use of more toxic chemicals such as Beta Naphthalene, which is known to raise the risk of bladder cancer.

You should consult with a long term disability attorney if you become disabled as a result of bladder cancer.

If you have purchased a disability claim from a private insurer or have coverage through your employer, you may be eligible for long term disability benefits but remember, the long term disability carriers don’t make it easy for those disabled by bladder cancer to get the disability benefits that they deserve.

You can learn more about your rights to long term disability benefits by ordering Robbed of Your Peace of Mind. If you have been denied your long term disability benefits, Nancy Cavey can help you cut through the red tape and help you fight for your benefits no matter where you live in the United States, contact her today at 727-894-3188.

September 21st Was World Alzheimer’s Day

Every year on September 21st, the Alzheimer’s Associations around the world recognize World Alzheimer’s Day.

The Alzheimer disease is the most common type of dimension and a collective name for degenerative brain syndromes that can affect your memory, thinking, behavior and emotions.

If you have purchased an individual disability benefits policy, you may be entitled to long term disability benefits for Alzheimer’s. It’s important that you consult with a long term disability attorney to review yourAlzheimers Long Term Disability disability policy. Why? Many long term disability policies will have limits on the coverage that will include a two year limitation on psychiatric conditions diagnosed under the DSM-IV, which is a psychiatric manual. The symptoms of dementia can include:

  1. Loss of memory
  2. Difficulty finding the right words or understanding what people are saying
  3. Difficulty in performing previously routine tasks
  4. Personality or mood changes.

It’s important that you have neuropsychological testing to document the diagnosis of dementia and consider having repeat testing as the condition advances. It’s particularly true if your long term disability policy requires objective evidence of the diagnosis before it will even consider paying benefits. If you or a family member have been diagnosed with dementia, it’s important that you begin the claim’s process immediately and that your medical records are well documented. To learn more about your rights to long term disability benefits order your free, no obligation copy of Robbed of Your Peace of Mind.

 

New Non-Invasive Treatments for Deep Vein Thrombosis Can Change Your Treatment Options

Deep vein thrombosis (DVT) can lead to post-thrombotic syndrome, pulmonary embolism, permanent damage to your leg and even death. If your deep vein thrombosis prevents you from working for a long period, you may be able to receive long term disability benefits if you’ve purchased a disability plan from a private insurer or have coverage through your employer.

According to Dr. Bedanthm of the Washington University School of Medicine in St. Louis, there are over 600,000 people in the United States each who are hospitalized with deep vein thrombosis and more that 100,000deep vein thrombosis dvt people die of resulting pulmonary embolism.

Did you know the common risk facts for DVT and prolonged immobility, recent surgery or major injury, hormone therapy, the use of birth control pills, cancer and obesity?

A blood clot can break off as a result of a DVT and travel to the lungs where it can be tracked, blocking your oxygen supply. That can cause heart failure and even death. Tennis star Serena Williams had a pulmonary embolism after being treated for an injury and becoming inactive, it can happen to even superstars.

Deep vein thrombosis is a “chronic condition” and studies have shown that people who have had just one episode of DVT are at significant risk of developing more blood clotting episodes and post thrombotic syndrome.

Post thrombotic syndrome occurs because the clot remains in the leg and that can cause you chronic leg pain, swelling, fatigue, difficulty walking and impact your ability to work.

There are new techniques where blood clot busting drugs are infused directly into the clot using minimally invasive techniques that will distribute the blood within the clot. The clot will dissolve and Dr. Venevedethm explained that there is a device that can “vacuum it out of the vein restoring normal blood flow and resolving symptoms”. “These treatments can completely change the way DPT patients are routinely treated”.

When your DVT or thrombotic syndrome causes you to become disabled, talking to a long term disability attorney is invaluable because it ensures that you get the disability benefits you purchased.

Long term disability insurers don’t make it easy for the disabled to the benefits that they deserve, when a severe medical condition, like dangerous blood clots (DVT), make it impossible for you to work and you have been denied your long term disability benefits, Nancy Cavey, from Cavey and Barrett, can help you cut through the red tape and help you fight for your benefits no matter where you live in the United States. Contact Cavey and Barrett today at 727-894-3188.

Coral Gables Florida Long Term Disability Lawyers – The Only Coral Gables Long Term Disability Attorney You Need

Are you looking for a Coral Gables Florida Long Term Disability lawyer for your disability claim or denial? The Law Offices of Cavey & Barrett represents clients from all over Florida, and even in Coral Gables Florida. When looking for the right attorney for you disability claim, you must find one that can best represent your claim, and your rights to disability.Coral Gables Florida Long Term Disability Lawyer

We have over 20 years of experience representing people just like you with their disability claims. Have a question about your claim? We may be able to help. Call 727-894-3188.

 Coral Gables Long Term Disability Lawyer Information

Long Term Disability claims in Coral Gables can be a long process. Do you know if you need a lawyer to represent your claim or appeal? Most people have to file for disability, and are often denied their benefits. Has this happened to you? You need the knowledge of a disability lawyer to help you navigate the battle of the insurance company. The insurance company needs to prove that you are infact disabled.

The process of proving to the disability insurance company is crucial in achieving your disability benefits that you may deserve. Knowing what do in the process of the disability application is crucial.

Call Cavey & Barrett, the Coral Gables Florida Long Term Disability Attorneys at 727-894-3188 to discuss your claim.

We also have written the guide to Long Term Disability, Robbed of Your Peace of Mind. Click the link to get your FREE Guide to Long Term Disability. The guide explains what you need to know to be able to navigate the disability process

 

 

 

Cocoa Florida Long Term Disability Lawyers – The Only Cocoa Long Term Disability Attorney You Need

Are you looking for a Cocoa Florida Long Term Disability lawyer for your disability claim or denial? The Law Offices of Cavey & Barrett represents clients from all over Florida, and even in Cocoa Florida. When looking for the right attorney for you disability claim, you must find one that can best represent your claim, and your rights to disability.Cocoa Florida Long Term Disability Lawyer

We have over 20 years of experience representing people just like you with their disability claims. Have a question about your claim? We may be able to help. Call 727-894-3188.

 Cocoa Long Term Disability Lawyer Information

Long Term Disability claims in Cocoa can be a long process. Do you know if you need a lawyer to represent your claim or appeal? Most people have to file for disability, and are often denied their benefits. Has this happened to you? You need the knowledge of a disability lawyer to help you navigate the battle of the insurance company. The insurance company needs to prove that you are infact disabled.

The process of proving to the disability insurance company is crucial in achieving your disability benefits that you may deserve. Knowing what do in the process of the disability application is crucial.

Call Cavey & Barrett, the Cocoa Florida Long Term Disability Attorneys at 727-894-3188 to discuss your claim.

We also have written the guide to Long Term Disability, Robbed of Your Peace of Mind. Click the link to get your FREE Guide to Long Term Disability. The guide explains what you need to know to be able to navigate the disability process