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Stroke And Your Right To Long Term Disability Benefits

CaveyLaw.com > Stroke And Your Right To Long Term Disability Benefits

A stroke happens when the blood flow to a part of the brain stops and if the blood flow stops for longer than a few seconds, you may have permanent damage.

Causes of strokes

There are two major causes of strokes. An ischemic stroke occurs when a blood vessel that supplies blood to the brain is blocked by a blood clot. An ischemic stroke can be caused by clogged arteries caused by plaque.

A hemorrhage stroke occurs when a blood vessel on part of the brain becomes weak and bursts causing the blood to leak into the brain.

Symptoms of a Stroke

The symptoms of a stroke depend on what part of the brain is damaged but, generally, symptoms will develop suddenly without warning. It is not uncommon to have a headache which starts suddenly and occurs when you are lying flat and wakes you up when you are asleep and gets worse when you change positions.

Other symptoms of strokes can include:

• Sleepiness, unconsciousness;
• Changes in hearing;
• Changes in taste;
• Changes that affect your ability to feel pain, pressure or different temperatures;
• Clumsiness;
• Confusion or loss of memory;
• Difficulty swallowing;
• Difficulty writing or reading;
• Dizziness or vertigo;
• Lack of control over lateral bowels;
• Loss of balance;
• Loss of coordination;
• Muscle weakness in the face, arm or leg;
• Numbness or tingling on one side of the body;
• Trouble speaking;
• Problems with eye sight;
• Personality, mood or emotional changes; and
• Trouble walking.

Getting Long Term Disability Benefits You Deserve

Unfortunately, long term disability carriers do not make it easy for disability policy holders to get the long term disability benefits they deserve as a result of strokes.

It’s crucial that you develop not only the objective basis for the diagnosis of the stroke but that you and your physician develop the symptoms of and residuals of your stroke that impact your ability to work.

Why Stroke Long-term Disability Claims are Denied

Many times the long term disability carrier will want information establishing the symptoms that you have and how those symptoms impact your ability to function around your home. It’s crucial that you give accurate and complete details about any problems that you are having with:

• Bladder problems;
• Speech;
• Thinking or memory problems;
• Muscle weakness and lack of coordination;
• Clumsiness; and
• Personality, mood or emotional changes.

Many of these symptoms are “subjective” which may result in your long term disability carrier questioning the basis for those symptoms. Don’t let the long term disability carriers continuing to question those symptoms get you down.

Having the Right Long Term Disability Attorney

If you have any of those symptoms and your claim is being delayed or denied, it’s time to get a long term disability attorney who understands the symptoms of strokes and how to establish that those symptoms impact your ability to work.

You can learn more about your rights to long term disability benefits if you’ve suffered a stroke by contact long term disability attorney, Nancy Cavey, who can help you get the long term disability benefits you deserve regardless of where you live in the United States. Call us today at 727-894-3188 to discuss your claim.