Should I continue to pay the premium for long term disability coverage if I am awarded my long term disability benefits?

Should I continue to pay the premium for long term disability coverage if I am awarded my long term disability benefits?

Most long term disability policies have a provision that says if you are granted your long term disability benefits, your premium for continuing long term disability coverage is waived and you don’t have to pay. This is called a “waiver of premium” clause and you need to check your policy to see if you have that provision in your long term disability/ERISA policy.

Disability lawer Nancy Cavey can help you read and understand your long term disability policy. Contact her for a no-oblgation disability rights audit and consultation by calling 727-894-3188.