Need Help With Your Disability Claim? We Help Clients All Over Florida.

We proudly represent clients with disability claims in Florida. Below are the practice areas we cover to help you recover and compensate for you disability claim.

Long Term Disability ERISA and Private Disability Insurance Claims

While the Employment Retirement Income Security Act (ERISA) was meant to provide a fair and impartial review of benefit disputes, many insurers use the Act to systematically deny benefits. Severely injured or disabled workers find themselves facing financial ruin when their legitimate claims are refused. By taking advantage of what many policyholders do not know, insurers often intimidate policyholders or manipulate them into thinking that their options are limited. We defend the rights of policyholders by handling individual policy claims which are governed by Florida’s Insurance Laws, as well as claims brought against group disability plans which are governed by ERISA. We are currently offering a free no obligation book, “Robbed of Your Peace of Mind” on what you should know about your employer’s long term disability insurance. Tampa Florida Long Term Disability Attorney Nancy Cavey.

Social Security Disability (SSD)

Aside from the physical and emotional conditions that prevent a person from working, there is also a financial reality that can make an already bad situation even worse. The process of obtaining Social Security Disability Benefits can be confusing, time consuming and complicated, especially for one who is recovering from a traumatic event and adjusting to a life that has been irrevocably changed. At The Law Offices of Nancy L. Cavey we can help determine what benefits you are eligible for and whether you are likely to be considered “disabled” under the Social Security Rules and Regulations. We also complete all of the necessary paperwork for our clients, contact their medical providers and secure individualized reports that address their functional limitations and disabilities. If necessary, we arrange for additional medical examinations or vocational evaluations. Finally, we will file appeals on their behalf including a request for a hearing before an Administrative Law Judge if necessary and will prepare their case and represent them at their hearing. We offer a must read free informational book ” Your Rights to Social Security Disability Benefits”. Social Security Disability Lawyer in Florida.

Florida Berkshire Insurance Disability Denied Attorney

Berkshire Disability Insurance Policy holder claims have been delayed, disputed, denied or terminated. Learn about Berkshire Insurance Company from an experienced Berkshire Disability Insurance claim denied Attorney.

Carrier Claims – View By Carrier

Insurance Carrier Claims | Insurance Companies in Florida | Florida Insurance Carrier Lawyer in Disability Cases including UNUM Berkshire Provident Paul Revere Liberty Mutual Aetna and many others that deny benefits to disability claims in Florida. A long term disability denied lawyer and benefits. Learn about Insurance Carrier claims that have been denied or refused from a Insurance Carrier Benefits Denied Lawyer in Tampa St. Petersburg Florida.

Hartford Claims Denied

Hartford Disability Insurance claims that have been denied need to be taken on by a experienced Disability claim denied Lawyer. Nancy Cavey, A Hartford Disability Benefits and Claims Denial Lawyer can help you with your case with Hartford Insurance and guide you on the right path with your disability claim.

Florida City and State Pension Disability Claims

The Florida Retirement System Pension (FRS) bases its definition of “disability” on the opinion of an FRS administrator. While this would seem to be a reasonable condition for obtaining disability benefits, it could also prove disastrous for those that are unfamiliar with the process of reporting and validating their injuries. The attorneys at The Law Offices of Nancy L. Cavey have years of experience in removing doubt from claims of disability, and can help injured state workers get the compensation that they are entitled to and deserve. Some cities have their own disability plans. They use examinations by their carefully chosen physicians to counter what their own worker’s compensation doctors have said about your ability to work. At The Law Offices of Nancy L. Cavey we will assist you with the paperwork and if necessary, secure individualized reports that address your functional limitations and disabilities. We may also arrange for additional medical examinations or vocational evaluations. If a hearing is necessary, we will prepare your case and represent you at that hearing.

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