Practice Areas
Long Term Disability ERISA and Private Disability Insurance Claims
Social Security Disability (SSD)
Florida City and State Pension Disability Claims
Your Rights to Florida Workers’ Compensation Benefits - Medical Care and Lost Wage Benefits
Florida First Responders and Their Rights to Workers' Compensation Benefits
Cavey Law Blog 
Long Term Disability ERISA and Private Disability Insurance Claims
- Help! The Long Term Disability Adjsuter Wants to Take My Statement or Come To My House
- Protect Yourself from Surveillance By the Long Term Disability Carrier
- Has Hartford Targeted Your Long Term Disability Claim For Termination
- Cancer is Top Cause of UNUM's Disability Claims
- New York Insurance Comissioner Says UNUM is Complying with Claims Handling Agreement
- Must a Long Term Disability Carrier Give You Medical Reports They Rely on To Deny Your Claim?
- What is ERISA and Why Should You Care?
- Long Term Disability Carriers Clog Up The Social Secuirty System
Social Security Disability (SSD)
- Immune System Disoders Listing Updated by Social Security
- Social Security Is To Give GREAT Weight to VA Disability Ratings
- Asksing for An On the Record Decision
- The VA Doctors's Duty to Respond to Medical Information in Your Social Security Case
- Social Security Benefits For " Wounded Warriors"
- Clogged Social Security System
Florida First Responders and Their Rights to Workers' Compensation Benefits
- Dynamite Decision on Pre-Employment Physicals and First Responders
- Risks Factors Don' t Mattter Any More In Florida First Responder Claims
- New First Responder Peripheral Vascular Disease Decision Extends Presumption
General
FREE Books
Florida's First Responder Heart/Lung Benefits: What You Need to Know
Your Wage and Hour Rights -Information Your Employer Never Wanted You to Hear.
Your Rights to Social Security Disability Benefits - Information the Social Security Administration Rarely Tells Your About Your Claim.
Robbed of Your Peace of Mind? Important Information on Long Term Disability Insurance Policies, The Claims Process, and How to Win Your Long Term Disabality Benefits.
Latest News
- Have You Been A Victim Of UNUM or another LTD Carrier Denial?? How to Protect Yourself
- Social Security Disability Hearing Delays in Tampa Bay and Propsed Legislation to Speed Up Your Hearing
- Employer can reduce injured worker's pay
- Disability Cases Last Longer as Backlog Rises
- Study Shows Minimum Wage Not Enough to Live In Parts of Florida
- Starwatch consumer: Burger King pressures suppliers
- Florida Workers' Compensation Rates Reduced For 5th Consecutive Year
- Employers owed $42 Million
- Couple indicted in disability scam
- Insurance regulators release annual report on workers comp insurance, approve 18.4 percent rate reduction
Library
Myths About Disability Insurance Claims You May Have Heard (From neighbors, friends, other lawyers and insurance companies)
You are on a level playing field with the insurance company.
If your employer says you are too injured to work, the insurance company will automatically pay.
Filling out the disability insurance company’s forms will automatically result in your being paid disability benefits.
If you have been awarded Social Security disability benefits, you will have no problem getting your long-term disability benefits.
If your doctor writes that you are "disabled", you will win your case.
If the insurance company sends you an "activity log," it is because they are sincerely interested in what you do on a daily basis.
The best way to convince the insurance company that you can't work at your sedentary job is to write a detailed letter describing your medical condition, and how it interferes with your ability to live your life.
If you write the insurance company a letter, and are reasonable, you will get a reasonable settlement proposal.
The insurance company "appeal" process is fair and unbiased.
Any lawyer can help you with your ERISA long-term disability claim.
You should hold back your best evidence for trial.
Your doctors will come to trial to testify and help you convince the judge of your disability.
You will be allowed to testify at the trial if your case is filed in court.
Sorry to disappoint you. None of the above is true. Read on…
*Click here to get a FREE copy of "Robbed of Your Peace of Mind?"
Contact Us Today - Free Consultation
Cavey & Barrett
821 16th Street North
St. Petersburg, FL 33734-7539
Phone: (727) 894-3188
Fax: (727) 821-2751
The Law Offices of
Cavey and Barrett
821 16th Street North
Post Office Box 7539
St. Petersburg, FL 33734
Workers' Compensation
727-894-3188
Long Term Disability
727-897-9053
Social Security Disability
727-897-9117
Fax: 727-821-2751
FAQs
Long Term Disability ERISA and Private Disability Insurance Claims
Social Security Disability (SSD)
- How is disability defined and how do I apply for the benefits?
- Should I wait to apply for disability before applying for benefits?
Florida City and State Pension Disability Claims
Your Rights to Florida Workers’ Compensation Benefits - Medical Care and Lost Wage Benefits
- Is it possible to obtain both the State workers’ compensation benefits and Social Security benefits?
- How is it determined under law whether I am an employee or an independent contractor for the purpose of workers’ compensation claims?