Practice Areas

Long Term Disability ERISA and Private Disability Insurance Claims

Social Security Disability (SSD)

Berkshire Disability Insurance Denied Policy Holders| Florida Berkshire Disability Denied Attorney

Carrier Claims - View By Carrier

Hartford Claims Denied

Florida City and State Pension Disability Claims

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FREE Books

Florida's First Responder Heart/Lung Benefits: What You Need to Know

Your Wage and Hour Rights -Information Your Employer Never Wanted You to Hear.

Your Rights to Social Security Disability Benefits - Information the Social Security Administration Rarely Tells Your About Your Claim.

Robbed of Your Peace of Mind? Important Information on Long Term Disability Insurance Policies, The Claims Process, and How to Win Your Long Term Disabality Benefits.

Latest News

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Library

Social Security Disability (SSD)

• Can I Get Social Security Disability Benefits For My Lifetime Or Will They Be Cut Off?
• Early Onset Alzheimer’s and Your Rights to Social Security Disability Benefits
• Why Can’t My Doctor Simply Write a Letter Saying I am Disabled so that the Social Security Administration will Immediately Pay my Benefits?

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Medical/Vocational Allowances and Your Social Security Disability Claim

As I’ve explained, there are two ways to be eligible for Social Security Disability benefits. The first is to meet a medical listing under the Social Security Administration’s listing of impairments. Unfortunately, the listings have very strict criteria and most people don’t meet a listing. Most people win their Social Security Disability Claim based on a Medical/Vocational Allowances.

As a result, the Social Security Administration analyzes a claim for Social Security Disability benefits by determining whether or not you are able to do the lightest job you have held in the last 15 years and whether or not you are able to do other work.

How does this work?

1. The Disability Claims Examiner assigned to your case will send medical records request letters to your various medical providers that you listed at the time of your initial application.

2. After your medical records have been received, the Disability Claims Examiner will read and evaluate them.

3. The Disability Claims Examiner will determine whether or not you have a physical or mental condition that meets the requirements of a listing. If your medical condition does not meet a listing, the Disability Claims Examiner will determine your functional capabilities based on reading your medical records.

4. The Disability Claims Examiner will submit his assessment of your Residual Functional Capacity to a staff physician who will review the form to determine what you can still do and what you are incapable of doing from a mental and/or physical standpoint.

5. The Disability Claims Examiner will review the physician-approved Residual Functional Capacity and determine whether or not your restrictions prevent you from doing the lightest job you held in the last 15 years.

6. The Disability Claims Examiner will also determine if those restrictions and limitations make it impossible for you to do other suitable work.

7. If the Disability Claims Examiner determines that you cannot return to your lightest job and that you can’t perform other suitable work, you will be approved for Social Security Disability benefits.

When the Disability Claims Examiner determines your functional limitations and compares them to the work that you did in the past and other work that might be available based on your age, education and job skills, he is performing a medical/vocational determination.

Unfortunately, the Residual Functional Capacity determination by the Disability Claims Examiner and staff physician is rarely accurate. At Cavey & Barrett we have your treating physician complete the appropriate Residual Functional Capacity form so that the Social Security Administration has the benefit of your treating physician’s opinion about your functional capabilities. This is crucial to the success of your disability claim.

Answering these broad-based questions isn't easy. Help is a phone call away. You can contact Nancy Cavey, an experienced long-term disability attorney at 727-894-3188.

Cavey and Barrett represent Social Security disability applicants in their initial social security disability claim, Request for Reconsdieration and at Hearings in front of the Social Security Administrative Law Judge. If you live in  Pinellas, Pasco, Hernando, Polk and Hillsbourogh Counties or St. Petersburg, Kennth City, St. Pete Beach, Safety Harbor, South St. Petersburg, Clearwater, Largo, Seminole, New Port Richey, Port Richey, Hudson. Brooksville, Tampa, South Tampa, Brandon, Zephyrhills, Lakeland, Plant City, Sun City, Ruskin, Oldsmar, or Valrico contact us. Nancy Cavey and Sharon Barrett, Tampa Bay Social Security lawyers, have written a free no-obligation book "Your Rights to Social Security Disability." This book which usually retails on Amazon.com for 14.99 is offered FREE OF CHARGE!

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Videos

Social Security Disability (SSD):

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FAQs

Social Security Disability (SSD)

• How Much Does it Cost to Get Representation in Florida Social Security Disability Denied Claims?
• What is the Medicare Donut Hole?
• Should I purchase a Medicare supplemental insurance plan?
• I am covered under a private health insurance coverage and wondering whether I should use Medicare instead?
• I Like My Doctor; Do I have to Switch Under Medicare?
• Does Medicare Cover Prescription Drugs?
• Do I have to Attend Any Social Security Disability Hearings?
• What do I do to request a Social Security Disability Hearing?
• Can the Amount of My Social Security Disability Benefits Change?
• Do I Have to Pay Income Tax on My Social Security Disability Benefits?
• Should I Wait Until the Last Minute to File My Appeal?
• I have Blown the Sixty Day Period to File My Appeal Can I File it Late?
• I am getting Social Security Disability Benefits, how much can any family member receive in benefits?
• Is there a Statute of Limitations in a Social Security Case?
• If I am on a Trial Work Period Will My Medicare Continue?
• Does Cavey and Barrett Have Experience Representing Someone Who Has My Disability?
• How Does Cavey and Barret Keep Me Informed About the Progress of My Social Security Disability Claim?
• When Do I get Medicare Coverage?
• Are My Family Members Entitled to Medicare?
• When should I get a Social Security Disability attorney?
• Will it go easier for me to get my SSD benefits if I have a Social Security Disability Attorney?
• I suffer from chronic pain and am applying for Florida Social Security Disability benefits. Are there community resources in Tampa, St. Petersburg, Bradenton or Sarasota to help me with pain relief?
• Why do I need a Social Security Disability Attorney?
• What should you do if your Spouse becomes Disabled?
• TIPS FOR APPLYING FOR SOCIAL SECURITY DISABILITY BENEFITS
• Q: What are the reasons that Social Security Disability applications are denied?
• Q: Do I need a Social Security Disability lawyer?
• HELP! I'VE BEEN DENIED SOCIAL SECURITY DISABILITY BENEFITS. WHAT HAPPENS NEXT?
• SOCIAL SECURITY DISABILITY BENEFITS AND BIPOLAR DISORDERS
• SOCIAL SECURITY DISABILITY BENEFITS AND INTERSTITIAL CYSTITIS
• No. 1 - Is the long-term disability carrier entitled to repayment because I got Social Security Disability benefits?
• How can I win my Social Security Disability case if I don’t see the doctor?
  
  
• Will drugs or alcohol use impact my Social Security Disability Claim?
• Where is my local Social Security Office?
• My condition is improving. Should I still proceed on my Social Security Disability claim?
• Will my Social Security Statement Tell Me How Much I will get in Disability Benefits?
  
• If I am awarded Social Security Disability benefits, what do I get?
• What is Supplemental Security Income Benefits?
• What should I look for in a Social Security Disability lawyer?
  
  
• What can I do to Win my Social Security Disability Hearing?
• Do I really have to be disabled for a full year to get Social Security Disability Benefits?
• Can I afford a Social Security Disability lawyer?
  
• How long does it take to get an answer from Social Security after I send in my initial application for Social Security Disability benefits?
• How is "disability" defined and how do I apply for the benefits?
• Should I wait to apply for disability before applying for benefits?