While the Social Security Administration rules require you to have a condition that will disable you for a year, you don't have to be disabled for a full year before you apply for Social Security disability benefits.

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Disabled for a full year to get Social Security

From the Social Security Administration’s standpoint, the condition that you’ve been diagnosed with should disable you for a minimum of 12 months. Do you actually have to be disabled? Your condition can result in functional limitations that limit your ability to do the work you’ve done in the past and also prevent you from engaging in other forms of work, based on your age, skills, education and limitations.

This “state of disability” must last for one full year, although it doesn’t have to have lasted a full year before you actually file for Social Security Disability benefits.

So, in other words, if you have a condition that will disabled you for a year, you don't have to be disabled for a full year before you apply for Social Security disability benefits.

For answers about your Rights to Social Security Disability benefits, Tampa Social Security lawyer Sharon Barrett suggests you order a no obligation copy of her book "Your Rights to Social Security Disability Benefits."

Answering these broad-based questions isn't easy. Help is a phone call away. You can contact Nancy Cavey, an experienced long-term disability attorney at 727-894-3188.



Florida Disability Insurance Lawyer, Nancy Cavey, represents disability insurance applicants in Florida including Tampa, St. Petersburg, Clearwater, New Port Richey, Orlando, Lakeland, Sarasota, Ft. Myers, Ocala,  Gainesville, Tallahassee, Pensacola, Jacksonville, Daytona, West Palm Beach, Ft. Lauderdale, Boca Raton, Lake Worth,  Miami and Naples. Nancy also represents long term disability applicants in Georgia, Alabama, Texas, North Carolina and South Carolina and through out the United States.

Tampa Bay based Nancy Cavey represents clients in short and long term disability insurance cases against UNUM, UNUM Provident, Reliance Standard, Liberty, Hartford, Berkshire, AIG, American International, Gallagher Bassett, North Western Mutual, Prudentia.

Nancy has written a free consumer guide to disability insurance called  Robbed of Your Peace of Mind - What Long Term Disability Insurance Companies Don't Want You To Know! which usually sells on Amazon.com for $14.99, but is yours today at NO-COST!
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Cavey & Barrett
821 16th Street North
Post Office Box 7539
St. Petersburg, FL 33734-7539
Phone: (727) 894-3188
Fax: (727) 821-2751

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