Practice Areas
Long Term Disability ERISA and Private Disability Insurance Claims
Social Security Disability (SSD)
Florida City and State Pension Disability Claims
Your Rights to Florida Workers’ Compensation Benefits - Medical Care and Lost Wage Benefits
Florida First Responders and Their Rights to Workers' Compensation Benefits
Cavey Law Blog 
- Shocking News - 140,000 Unexpected Requests for Social Security Hearings
- Protect Yourself from Surveillance By the Long Term Disability Carrier
- Has Hartford Targeted Your Long Term Disability Claim For Termination
- Immune System Disoders Listing Updated by Social Security
- New First Responder Peripheral Vascular Disease Decision Extends Presumption
- Cancer is Top Cause of UNUM's Disability Claims
- New York Insurance Comissioner Says UNUM is Complying with Claims Handling Agreement
- Social Security Is To Give GREAT Weight to VA Disability Ratings
- Must a Long Term Disability Carrier Give You Medical Reports They Rely on To Deny Your Claim?
- What is ERISA and Why Should You Care?
FREE Books
Florida's First Responder Heart/Lung Benefits: What You Need to Know
Your Wage and Hour Rights -Information Your Employer Never Wanted You to Hear.
Your Rights to Social Security Disability Benefits - Information the Social Security Administration Rarely Tells Your About Your Claim.
Robbed of Your Peace of Mind? Important Information on Long Term Disability Insurance Policies, The Claims Process, and How to Win Your Long Term Disabality Benefits.
Latest News
- Employer can reduce injured worker's pay
- Disability Cases Last Longer as Backlog Rises
- Study Shows Minimum Wage Not Enough to Live In Parts of Florida
- Starwatch consumer: Burger King pressures suppliers
- Florida Workers' Compensation Rates Reduced For 5th Consecutive Year
- Employers owed $42 Million
- Couple indicted in disability scam
- Insurance regulators release annual report on workers comp insurance, approve 18.4 percent rate reduction
- Keller Rohrback L.L.P. Announces Ongoing ERISA Investigation of the First American Corp. 401(K) Savings Plan
- Social Security disability cases are taking longer
Library
Document Library
On the page below you can find links to documents, reports, publications and discussions provided by Cavey & Barrett.
The documents below are available to the public so that they can gain a better understanding of the legal challenges facing them, and why an experienced attorney is so important for success.
Contact us for a consultation today.
- Long Term Disability ERISA and Private Disability Insurance Claims
- Social Security Disability (SSD)
- Your Rights to Florida Workers’ Compensation Benefits - Medical Care and Lost Wage Benefits
- Florida First Responders and Their Rights to Workers' Compensation Benefits
- Florida Wage and Hour Law
- General
Long Term Disability ERISA and Private Disability Insurance Claims
- How Your Employer and The Disability Insurance Companies Takes Advantage of the Disabled
Learn how disability Insurance Companies take advantage of the disabled by writing disability policies to limit the benefits and fail to assist in completing disability insurance claims. Long term disability insurance companies issue generic claim denials that lull the disabled into appealing without getting the assistance of an ERISA/long term disability attorney and use activities of daily living forms to put surveillance on the disabled. Nancy Cavey offers the book "Robbed of your Peace of Mind" to assist the disabled in avoiding mistakes in the ERISA/disability insurance process.
- Do You Know Whagt You Should Do Before You File Your Initial Claim?
Learn the 6 things that you should do before you file a long term disability or ERISA disability claim so you can avoid make crucial mistakes that will destroy your claim. Getting your medical records, long term disability or ERISA policy and dealing with group heath coverage are just 3 of the things you should do before applying for long term disability or ERISA benefits.
- Will My Employer Help Me with My Long Term Disabiity or ERISA Claim?
Your employer offered you a disability or ERISA disability policy to help you if you became disabled, but did not guarantee you a job if you became disabled. While you should cooperate with your employer in any return to work effort, you should get statements from your co-employees about those efforts. Be especially careful about changing your job to less demanding or one that pays less as you may be changing your own occupation resulting in reduced long term disability benefits. Your employer won't help you, you need to help yourself.
- What is ERISA?
- If Your Individual or ERISA Long Term Disability Policy Contains Any of These Clauses......You Should Be Concerned
- Myths About Disability Insurance Claims You May Have Heard (From neighbors, friends, other lawyers and insurance companies)
- The Truth About Long Term Disability Insurance Companies
- What you DON'T Want To See In Your Your Long Term Disability Policy
- Common Mistakes And How To Prevent Making Them
- How We Handle Your Long Term Disability Claim
Social Security Disability (SSD)
- Your Rights to Social Security Benefits - Information the Social SecurityAdministration Rarely Tells You about Your Claim
- Social Security Disability Mythology
There are lots of half-truths and myths floating around about the Social Security Disability Applications process.
- Who Qualifies For Social Security Disability Insurance Benefits?
- How Do I Apply for Social Security Disability Benefits?
- When Should I Apply for Social Security Disability Benefits?
- How Does the Social Security Administration Define Disability?
- What Information is Needed to Establish a Disability?
- What Should I Expect When Dealing with the Social Security Administration?
- When Should I Expect a Decision on My Claim?
- What Should I Do If My Claim Is Denied?
- How Do I Appeal the Decision Made on My Claim?
- What is the Five Step Sequential Evaluation the Social Security Administration Uses in Every Case All the Time?
- What Can I Expect at a Hearing Before an Administrative Law Judge?
- If My Claim Is Awarded, How Long Will I Receive Benefits?
- Am I Entitled to Medical Benefits If I Win My Case?
- How Will I Know That the Attorney I Choose to Represent Me Is Competent and Will Know What to Do?
- What You Can Expect If You Meet With Our Firm: No Miracles, Just Hard Work!
- How We Will Work Together
- Our Personal Guarantee
- Your Greatest Enemy Is Delay!
- Applying for Mental Disability Benefits: The Basics
The process of applying for Social security mental disability benefits can be a daunting one.
Your Rights to Florida Workers’ Compensation Benefits - Medical Care and Lost Wage Benefits
- "Workers Compensation: A Cautionary Tale" [PDF]
The Center for Justice and Democracy has authored a landmark paper on how Workers' Compensation programs are failing injured workers on a national level.
- "Horizontal Immunity:" A New Hurdle for Injured Florida Workers
A new law on Florida's books has made it even harder for injured workers to recieve compensation for pain and suffering.
- 2006 Non-Fatal Workers Compensation Statistics by Industry Sector and Emplyoyment Size [PDF]
- Non Fatal Workers Injuries in Florida for 2006 [PDF]
From the Florida Department of Financial Services, here is a list of non-fatal workplace injuries that occurred in Florida for 2006.
- Numbers of Non-fatal Workplace Injuries in Florida in 2006 [PDF]
Taken from the Florida Department of Financial Services
- Recent State Inspections Show Workers' Comp System is Not Perfect
A surprise inspection of Florida Employers to see if they were up to specifications led to some surprising results.
- Filing a Workers' Comp Claim? It Pays to be Organized.
Filing a workers' compensation claim can be an uphill battle. One of the best ways to insure that you are treated decently is to be as organized as possible.
- Confessions of a Construction Site Manager
Florida First Responders and Their Rights to Workers' Compensation Benefits
- Court Expands Florida First Responder Presumptions
A new case expands the Florida First Responder Presumptions found in Heart/Lung Bill, Section 112.18(1). If you have a presumed condition, such as tuberculosis, heart disease or hypertension, which causes other medical conditions, the presumption expands to include those otherwise non-compensable conditions. Your employer must present clear and convincing evidence that your presumed compensable condition condition or the progression of that condition was caused by a specific non-work-related event for exposure. Otherwise, you're entitled to the presumption and Florida workers' compensation benefits!
Florida Wage and Hour Law
- You Cant Have It Your Way: Burger King, Tomatoes and Florida Workers
A penny a pound increase demand from tomato pickers in Florida has led to resistance from the growers.
- If You Read Nothing Else, Please Read This!
General
- September 2007 Newsletter [PDF]
September 2007 Cavey Law Newsletter including a Shocking Insider Report
- Big Insurance Doesn't Mean Good Insurance
Big insurance companies spend millions on advertising so they can deny thousands of claims.
- SSD: Not Enough Judges, Too Much Backlog
There is a ridiculous three year delay on appeals cases for Social Security Disability.
- Common Conditions and Illnesses that Qualify for Disability
Florida attorneys Cavey and Barrett present a list of common conditions that could qualify you for disability benefits.
Contact Us Today - Free Consultation
Cavey & Barrett
821 16th Street North
St. Petersburg, FL 33734-7539
Phone: (727) 894-3188
Fax: (727) 821-2751
The Law Offices of
Cavey and Barrett
821 16th Street North
Post Office Box 7539
St. Petersburg, FL 33734
Workers' Compensation
727-894-3188
Long Term Disability
727-897-9053
Social Security Disability
727-897-9117
Fax: 727-821-2751
FAQs
Long Term Disability ERISA and Private Disability Insurance Claims
Social Security Disability (SSD)
- How is disability defined and how do I apply for the benefits?
- Should I wait to apply for disability before applying for benefits?
Florida City and State Pension Disability Claims
Your Rights to Florida Workers’ Compensation Benefits - Medical Care and Lost Wage Benefits
- Is it possible to obtain both the State workers’ compensation benefits and Social Security benefits?
- How is it determined under law whether I am an employee or an independent contractor for the purpose of workers’ compensation claims?