<?xml version="1.0" encoding="UTF-8"?>
<rss version="2.0"
	xmlns:content="http://purl.org/rss/1.0/modules/content/"
	xmlns:wfw="http://wellformedweb.org/CommentAPI/"
	xmlns:dc="http://purl.org/dc/elements/1.1/"
	xmlns:atom="http://www.w3.org/2005/Atom"
	xmlns:sy="http://purl.org/rss/1.0/modules/syndication/"
	xmlns:slash="http://purl.org/rss/1.0/modules/slash/"
	>

<channel>
	<title>CaveyLaw.com</title>
	<atom:link href="http://www.caveylaw.com/feed/" rel="self" type="application/rss+xml" />
	<link>http://www.caveylaw.com</link>
	<description>St. Petersburg Tampa Social Security Disability and Long Term Disability Lawyers</description>
	<lastBuildDate>Thu, 23 May 2013 14:19:34 +0000</lastBuildDate>
	<language>en-US</language>
	<sy:updatePeriod>hourly</sy:updatePeriod>
	<sy:updateFrequency>1</sy:updateFrequency>
	<generator>http://wordpress.org/?v=3.4.1</generator>
		<item>
		<title>New Fibromyalgia Diagnostic Blood Tests for Social Security Disability Benefits</title>
		<link>http://www.caveylaw.com/new-fibromyalgia-diagnostic-blood-tests-for-social-security-disability-benefits/</link>
		<comments>http://www.caveylaw.com/new-fibromyalgia-diagnostic-blood-tests-for-social-security-disability-benefits/#comments</comments>
		<pubDate>Thu, 23 May 2013 14:19:34 +0000</pubDate>
		<dc:creator>Nancy Cavey</dc:creator>
				<category><![CDATA[Blog]]></category>
		<category><![CDATA[Diseases]]></category>
		<category><![CDATA[fibromyalgia social security]]></category>
		<category><![CDATA[New Fibromyalgia Diagnostic Blood Tests]]></category>

		<guid isPermaLink="false">http://www.caveylaw.com/?p=4975</guid>
		<description><![CDATA[Over the last fifteen years people with Fibromyalgia have been told that Fibromyalgia  isn&#8217;t real that it’s all in their head, and that they can simply go back to work. It takes an average of three to five years, according to the &#8230;<p class="read-more"><a href="http://www.caveylaw.com/new-fibromyalgia-diagnostic-blood-tests-for-social-security-disability-benefits/">Read more &#187;</a></p>]]></description>
			<content:encoded><![CDATA[<p>Over the last fifteen years people with Fibromyalgia have been told that Fibromyalgia  isn&#8217;t real that it’s all in their head, and that they can simply go back to work. It takes an average of three to five years, according to the Journal of Managed Care Pharmacy for someone with Fibromyalgia to get an accurate diagnosis. Unfortunately, there are still many doctors who remain skeptical that Fibromyalgia exists.</p>
<p>Even the Social Security Disability Administration can make it difficult for those with Fibromyalgia to get the Social Security Disability Benefits they deserve.</p>
<h2>New Fibromyalgia Blood Test</h2>
<p>Fibromyalgia has, in the past, been thought to be a rheumatological disorder, a central nervous system abnormality, or an interaction between the autonomic central nervous system, hypothalamic pituitary axis, and the immune system. The journal of BMC Clinical Pathology has published a study where researches measure plasma cytokine levels in a group of 110 patients with a diagnosis of Fibromyalgia and determined their responses to Mitogen of their perirhinal blood mononuclear cells. The cytokine levels of those patients were compared to a group of 91 healthy individuals. The study found that the cytokine level in healthy test participants was significantly increased as compared to those who have been diagnosed with FM. What’s the importance of that discovery? This shows that there’s a major set of differences in some mediated immunity in the Fibromyalgia group according to, Dr. Bruce S. Gillis, member of the clinical faculty of the University of Illinois Chicago College of Medicine. This study shows that Fibromyalgia patients have a “depressed and dysregulated immune system.” EpiGenetics has created the first test to objectively diagnose Fibromyalgia.</p>
<h3>Social Security Disability Benefits</h3>
<p>If you’ve been diagnosed with Fibromyalgia you may be entitled to Social Security Disability Benefits if your doctor has told you that you’re unable to work. Tampa Bay Fibromyalgia Social Security Disability Attorney Nancy Cavey can help you with the initial Social Security Disability Claims Application process. If you application has been denied it’s crucial that you file a request for hearing within sixty days of your denial or you will have to start all over! If you have questions about getting Social Security Disability benefits for Fibromyalgia in the Tampa Bay Area, you can schedule a free no obligation consultation by calling (727) 894-3188.</p>
]]></content:encoded>
			<wfw:commentRss>http://www.caveylaw.com/new-fibromyalgia-diagnostic-blood-tests-for-social-security-disability-benefits/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Lupus and Your Rights to Long Term Disability Benefits</title>
		<link>http://www.caveylaw.com/lupus-and-your-rights-to-long-term-disability-benefits/</link>
		<comments>http://www.caveylaw.com/lupus-and-your-rights-to-long-term-disability-benefits/#comments</comments>
		<pubDate>Wed, 15 May 2013 19:40:33 +0000</pubDate>
		<dc:creator>Nancy Cavey</dc:creator>
				<category><![CDATA[Blog]]></category>
		<category><![CDATA[Diseases]]></category>
		<category><![CDATA[lupus disability claim lawyer]]></category>
		<category><![CDATA[lupus long term disability]]></category>

		<guid isPermaLink="false">http://www.caveylaw.com/?p=4968</guid>
		<description><![CDATA[May is Lupus awareness month! In celebration of this event, Lupus Disability Attorney Nancy Cavey wants to call attention to how those with Lupus can get the Long Term Disability benefits they deserve. Understanding Lupus It’s not easy to understand &#8230;<p class="read-more"><a href="http://www.caveylaw.com/lupus-and-your-rights-to-long-term-disability-benefits/">Read more &#187;</a></p>]]></description>
			<content:encoded><![CDATA[<p>May is Lupus awareness month! In celebration of this event, Lupus Disability Attorney Nancy Cavey wants to call attention to how those with Lupus can get the Long Term Disability benefits they deserve.</p>
<p style="text-align: center;"><img class="aligncenter  wp-image-4970" title="lupus disability attorney" src="http://www.caveylaw.com/wp-content/uploads/2013/05/lupus-disability-attorney.jpg" alt="lupus disability attorney" width="312" height="237" /></p>
<p><strong>Understanding Lupus</strong></p>
<p>It’s not easy to understand a disease that has varied symptoms. <strong>Long Term Disability carriers simply do not understand Lupus</strong>. Lupus is an autoimmune disease that causes inflammation and tissue damage to the body. It can cause a mild skin rash, achy joints, or affect organs inside your body. Lupus is unpredictable and can appear and disappear and even change.</p>
<p><strong>Treatment of Lupus</strong></p>
<p>Most people with Lupus are treated by a Rheumatologist, who specializes in diseases of the immune system, as well as joint and muscle complications. Rashes may require treatment by a dermatologist and depending on body system involvement, may involve specialists such as Nephrologist who specialize in kidney problems, a Cardiologist who specializes in heart problems, or Neurologist who specialize in problems that effect the brain and nervous system.</p>
<h2><strong>Getting The Long Term Disability Benefits You Deserve From Lupus</strong></h2>
<p>Many people with Lupus are able to continue to work but have to make changes in their work environment. However, as the disease progresses, you may have to stop working altogether.</p>
<p>It is important that your medical records document the progression of your symptoms. Many times Long Term Disability carriers will deny claims when you stop working because nothing changed in your medical history or medical records that document why you stopped working.</p>
<p>It is important that you get a copy of your medical records before you file your LTD claim to make sure that your medical records fully document your symptoms and how these symptoms limit your ability to work. More importantly, make sure your doctor fully supports your Long Term Disability Claim.</p>
<p>Before you stop working or file a claim for Long Term Disability Benefits, you should contact Lupus disability attorney Nancy Cavey who can guide you through the claims process. No matter where you live in the United States.</p>
<p>Don&#8217;t Make a Mistake in Your Disability Appeal That will Jeopardize Your Rights to Long Term Disability Benefits.</p>
]]></content:encoded>
			<wfw:commentRss>http://www.caveylaw.com/lupus-and-your-rights-to-long-term-disability-benefits/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Irritable Bowel Syndrome and Your Rights to Long Term Disability Benefits</title>
		<link>http://www.caveylaw.com/irritable-bowel-syndrome-and-your-rights-to-long-term-disability-benefits/</link>
		<comments>http://www.caveylaw.com/irritable-bowel-syndrome-and-your-rights-to-long-term-disability-benefits/#comments</comments>
		<pubDate>Mon, 13 May 2013 13:57:52 +0000</pubDate>
		<dc:creator>Nancy Cavey</dc:creator>
				<category><![CDATA[Blog]]></category>
		<category><![CDATA[Long Term Disability ERISA and Private Disability Insurance Claims]]></category>
		<category><![CDATA[IBS long term disability]]></category>
		<category><![CDATA[irritable bowel syndrome]]></category>
		<category><![CDATA[Irritable Bowel Syndrome disability]]></category>

		<guid isPermaLink="false">http://www.caveylaw.com/?p=4959</guid>
		<description><![CDATA[Long term disability carriers don’t make it easy for those who have Irritable Bowel Syndrome (IBS) to get the Long Term Disability Benefits they deserve. Signs of Irritable Bowel Syndrome IBS are: 1.) Abdominal pain, 2.) Bloating, 3.) Discomfort. Other signs &#8230;<p class="read-more"><a href="http://www.caveylaw.com/irritable-bowel-syndrome-and-your-rights-to-long-term-disability-benefits/">Read more &#187;</a></p>]]></description>
			<content:encoded><![CDATA[<p>Long term disability carriers don’t make it easy for those who have Irritable Bowel Syndrome (IBS) to get the Long Term Disability Benefits they deserve.</p>
<p>Signs of <strong>Irritable Bowel Syndrome</strong> IBS are:<img class="alignright  wp-image-4963" title="Irritable Bowel Syndrome long term disability" src="http://www.caveylaw.com/wp-content/uploads/2013/05/ibs.jpg" alt="Irritable Bowel Syndrome long term disability" width="240" height="320" /></p>
<p>1.) Abdominal pain,</p>
<p>2.) Bloating,</p>
<p>3.) Discomfort.</p>
<p>Other signs of IBS can include:</p>
<p>1.) Cramping in your abdomen,</p>
<p>2.) Diarrhea or constipation,</p>
<p>3.) Changes in how often you have bowel movements,</p>
<p>4.) Mucus in your stool.</p>
<p>Your colon has layers of muscles that tighten up and relax. That steady rhythm moves food and waste through your intestines. But, with IBS, the muscles in your colon do not contract like they should. Strong or weak contractions can cause cramping and bloating.</p>
<h2>Your Rights to Long Term Disability benefits with Irritable Bowel Syndrome</h2>
<p>The symptoms of pain, bloating, and discomfort can interfere with your ability to perform the essential duties of your occupation. It’s crucial those symptoms be developed in your medical records, if you want to be successful in your claim for Long Term Disability benefits.</p>
<p>Long Term Disability carriers do not always make it easy for IBS sufferers to get the disability benefits they deserve. Contact IBS Attorney Nancy Cavey, who can help you get the Long Term Disability benefits you deserve regardless of where you live in the United States. Call today for a complimentary consultation at 727-894-3188.</p>
]]></content:encoded>
			<wfw:commentRss>http://www.caveylaw.com/irritable-bowel-syndrome-and-your-rights-to-long-term-disability-benefits/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Celiac Disease and Your Rights to Long Term Disability Benefits.</title>
		<link>http://www.caveylaw.com/celiac-disease-and-your-rights-to-long-term-disability-benefits/</link>
		<comments>http://www.caveylaw.com/celiac-disease-and-your-rights-to-long-term-disability-benefits/#comments</comments>
		<pubDate>Thu, 02 May 2013 13:46:54 +0000</pubDate>
		<dc:creator>Nancy Cavey</dc:creator>
				<category><![CDATA[Blog]]></category>
		<category><![CDATA[Long Term Disability ERISA and Private Disability Insurance Claims]]></category>
		<category><![CDATA[Celiac Disease disability]]></category>
		<category><![CDATA[Celiac Disease long term disability]]></category>
		<category><![CDATA[Tampa Bay Celiac Disease Attorney]]></category>

		<guid isPermaLink="false">http://www.caveylaw.com/?p=4956</guid>
		<description><![CDATA[Celiac Disease is a permanent intolerance to wheat protein and related alcohol soluble proteins (prolamins) found in rye and barley. Celiac Disease can lead to an autoimmune disease, which can result in inflammation and malabsorption of critical vitamins, minerals and calories and &#8230;<p class="read-more"><a href="http://www.caveylaw.com/celiac-disease-and-your-rights-to-long-term-disability-benefits/">Read more &#187;</a></p>]]></description>
			<content:encoded><![CDATA[<p><strong>Celiac Disease</strong> is a permanent intolerance to wheat protein and related alcohol soluble proteins (prolamins) found in rye and barley.</p>
<p style="text-align: center;"><a href="http://www.caveylaw.com/wp-content/uploads/2013/05/celiac-disease.jpg"><img class="aligncenter  wp-image-4957" title="celiac disease attorney disability" src="http://www.caveylaw.com/wp-content/uploads/2013/05/celiac-disease.jpg" alt="celiac disease attorney disability" width="281" height="154" /></a></p>
<p>Celiac Disease can lead to an autoimmune disease, which can result in inflammation and malabsorption of critical vitamins, minerals and calories and eventually a long term disability.</p>
<h2>Signs and Symptoms of Celiac Disease</h2>
<p>These signs and symptoms can include:</p>
<p>1.) Diarrhea,</p>
<p>2.) Iron deficiency anemia,</p>
<p>3.) Lactose intolerance,</p>
<p>There are also “non classical” symptoms, like abdominal pain, The key to confirming the diagnosis is a small intestinal biopsy, and your response to a gluten free diet.</p>
<p>Because Celiac Disease is an autoimmune condition, you may have a long term disability permanent intestinal damage, unlike those who are simply allergic to wheat or gluten intolerance.</p>
<p>The long term disability benefits insurance company does not always make it easy for those with Celiac Disease to get Long Term Disability Benefits.</p>
<p>You can learn more about your rights to Long Term Disability if you have Celiac Disease by contacting Tampa Bay Celiac Disease Attorney Nancy Cavey who can help you get the Long Term Disability Benefits you deserve.</p>
]]></content:encoded>
			<wfw:commentRss>http://www.caveylaw.com/celiac-disease-and-your-rights-to-long-term-disability-benefits/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Osteoporosis and Your Right to Long Term Disability Benefits.</title>
		<link>http://www.caveylaw.com/osteoporosis-and-your-right-to-long-term-disability-benefits/</link>
		<comments>http://www.caveylaw.com/osteoporosis-and-your-right-to-long-term-disability-benefits/#comments</comments>
		<pubDate>Tue, 30 Apr 2013 14:29:52 +0000</pubDate>
		<dc:creator>Nancy Cavey</dc:creator>
				<category><![CDATA[Blog]]></category>
		<category><![CDATA[Long Term Disability ERISA and Private Disability Insurance Claims]]></category>
		<category><![CDATA[Osteoporosis disability]]></category>

		<guid isPermaLink="false">http://www.caveylaw.com/?p=4951</guid>
		<description><![CDATA[If you have purchased a Long Term Disability policy through your employer or on your own, you may be entitled to Long Term Disability Benefits, if your doctor has told you that you are unable to work as a result &#8230;<p class="read-more"><a href="http://www.caveylaw.com/osteoporosis-and-your-right-to-long-term-disability-benefits/">Read more &#187;</a></p>]]></description>
			<content:encoded><![CDATA[<p>If you have purchased a Long Term Disability policy through your employer or on your own, you may be entitled to Long Term Disability Benefits, if your doctor has told you that you are unable to work as a result <img class="alignright size-full wp-image-4952" title="Osteoporosis disability lawyer" src="http://www.caveylaw.com/wp-content/uploads/2013/04/Osteoporosis-disability-lawyer.jpg" alt="Osteoporosis disability lawyer" width="260" height="260" />of Osteoporosis.</p>
<h2>How is Osteoporosis Diagnosed?</h2>
<p>A Bone Density Test is the only test that can diagnose Osteoporosis before broken bones appear. It can also,</p>
<p>1.) Predict your chance of breaking bones in the future,</p>
<p>2.) See if your bone density is getting worse or staying the same,</p>
<h3>Bone Density Tests</h3>
<p>The National Osteoporosis Foundation recommends a Bone Density Test of the hip and spine using Central DXA machine Dual-Energy X-ray Absorptionetry, to diagnose Osteoporosis. Health care providers will measure bone density in hip and spine. People with Osteoporosis have a greater chance of fracturing those bones.</p>
<p>Broken bones in your hip or spine can cause serious problems which lead to an inability to work.</p>
<p>Completing the Social Security Disability Application can be a time consuming process. It’s important to explain your Osteoporosis symptoms and how the symptoms impact your functionality.</p>
<p>It’s also important that your doctors support your claim for Social Security Disability Benefits as a result of Osteoporosis. Ask your doctor if they’ll fill out a Residual Functional Capacity Form.</p>
<p>You can learn more about <strong>Osteoporosis</strong> and your right to Social Security Disability Benefits by contacting Osteoporosis Disability Attorney Nancy Cavey who can help you with your Social Security Disability Claim regardless of where you live in the Tampa Bay Area.</p>
]]></content:encoded>
			<wfw:commentRss>http://www.caveylaw.com/osteoporosis-and-your-right-to-long-term-disability-benefits/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Physician Support for Your Long Term Disability Claims! Crucial!</title>
		<link>http://www.caveylaw.com/physician-support-for-your-long-term-disability-claims-crucial/</link>
		<comments>http://www.caveylaw.com/physician-support-for-your-long-term-disability-claims-crucial/#comments</comments>
		<pubDate>Tue, 23 Apr 2013 17:39:42 +0000</pubDate>
		<dc:creator>Nancy Cavey</dc:creator>
				<category><![CDATA[Blog]]></category>
		<category><![CDATA[Long Term Disability ERISA and Private Disability Insurance Claims]]></category>
		<category><![CDATA[physician support long term disability]]></category>

		<guid isPermaLink="false">http://www.caveylaw.com/?p=4945</guid>
		<description><![CDATA[If you have purchased a Long Term Disability policy through your employer or on your own, you may be entitled to Long Term Disability benefits if your physician has told you that you are unable to work. Let’s be frank! &#8230;<p class="read-more"><a href="http://www.caveylaw.com/physician-support-for-your-long-term-disability-claims-crucial/">Read more &#187;</a></p>]]></description>
			<content:encoded><![CDATA[<p>If you have purchased a Long Term Disability policy through your employer or on your own, you may be entitled to Long Term Disability benefits if your physician has told you that you are unable to work.</p>
<p>Let’s be frank! A claim for disability benefits will never be approved without the support of your treating physician. Your doctor has to certify and document in your medical records you have restrictions and limitations that prevent you from working either in your occupation or any occupation.</p>
<p>Nancy Cavey, A Nation Wide Long Term Disability Attorney, thinks it’s crucial that you provide your doctor with an interval medical history of your symptoms and how those symptoms impact your function on a daily basis. Your doctor can properly document your medical records about your disabling condition with that crucial information.</p>
<p>Most doctors just don’t have the time to generate detailed medical records that documents the objective basis of your symptoms and how those symptoms impact your ability to function.</p>
<p>Most Long Term Disability carriers routinely deny a claim for Long Term Disability benefits based on insufficient support in your medical records. Worse yet, they’ll use Medical Disability Advisor, by Dr. Presley Reed, to determine just how long you should be disabled. (Not long!)</p>
<p><strong>The Long Term Disability Claim system is rigged against unsuspecting disability policy holders.</strong></p>
<p>Long Term Disability Attorney Nancy Cavey will review your medical records and work with you and your treating physician to obtain the right medical documentation to support your disability claim, she’ll help you get the benefits you and your family deserve.</p>
<p>You can learn more about the Long Term Disability claims application process and the games Long Term Disability carriers play with your medical records by contacting her today at (727)-894-3188 for a free no obligation consultation.</p>
]]></content:encoded>
			<wfw:commentRss>http://www.caveylaw.com/physician-support-for-your-long-term-disability-claims-crucial/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>New Article about Former Commissioners of Social Security Voicing Support for Disability Programs</title>
		<link>http://www.caveylaw.com/new-article-about-former-commissioners-of-social-security-voicing-support-for-disability-programs/</link>
		<comments>http://www.caveylaw.com/new-article-about-former-commissioners-of-social-security-voicing-support-for-disability-programs/#comments</comments>
		<pubDate>Tue, 16 Apr 2013 13:30:35 +0000</pubDate>
		<dc:creator>Nancy Cavey</dc:creator>
				<category><![CDATA[Latest News]]></category>
		<category><![CDATA[disability commissioners]]></category>
		<category><![CDATA[disability programs]]></category>
		<category><![CDATA[Donna Meltzer]]></category>
		<category><![CDATA[support for disability programs]]></category>

		<guid isPermaLink="false">http://www.caveylaw.com/?p=4940</guid>
		<description><![CDATA[In a recent article from the Huffington Post, Donna Meltzer, the Immediate Past Chairperson, Consortium for Citizens with Disabilities; CEO, CEO of the National Association of Councils on Developmental Disabilities, writes about how 8 former commissioners of the Social Security &#8230;<p class="read-more"><a href="http://www.caveylaw.com/new-article-about-former-commissioners-of-social-security-voicing-support-for-disability-programs/">Read more &#187;</a></p>]]></description>
			<content:encoded><![CDATA[<p>In a recent article from the Huffington Post, Donna Meltzer, the Immediate Past Chairperson, Consortium for Citizens with Disabilities; CEO, CEO of the National Association of Councils on Developmental Disabilities, writes about how 8 former commissioners of the Social Security are voicing their support for the disability programs we have.</p>
<p>Read the article here: <a href="http://www.huffingtonpost.com/donna-meltzer/eight-former-commissioner_b_3084878.html">http://www.huffingtonpost.com/donna-meltzer/eight-former-commissioner_b_3084878.html</a></p>
]]></content:encoded>
			<wfw:commentRss>http://www.caveylaw.com/new-article-about-former-commissioners-of-social-security-voicing-support-for-disability-programs/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>What is the Difference Between Social Security’s Definition and a Long Term Disability Definition of Disability?</title>
		<link>http://www.caveylaw.com/what-is-the-difference-between-social-securitys-definition-and-a-long-term-disability-definition-of-disability/</link>
		<comments>http://www.caveylaw.com/what-is-the-difference-between-social-securitys-definition-and-a-long-term-disability-definition-of-disability/#comments</comments>
		<pubDate>Thu, 28 Mar 2013 19:09:21 +0000</pubDate>
		<dc:creator>Nancy Cavey</dc:creator>
				<category><![CDATA[FAQs]]></category>
		<category><![CDATA[Long Term Disability ERISA & Private Disability Insurance Claims:]]></category>
		<category><![CDATA[definition of disability]]></category>
		<category><![CDATA[Long Term Disability Definition of Disability]]></category>
		<category><![CDATA[Social Security’s Definition]]></category>

		<guid isPermaLink="false">http://www.caveylaw.com/?p=4926</guid>
		<description><![CDATA[The Social Security Administration uses a five step sequential evaluation, the five step sequential evaluation asks whether or not you have engaged in gainful activity, whether you have a severe impairment, meet a listing, whether you can return to the &#8230;<p class="read-more"><a href="http://www.caveylaw.com/what-is-the-difference-between-social-securitys-definition-and-a-long-term-disability-definition-of-disability/">Read more &#187;</a></p>]]></description>
			<content:encoded><![CDATA[<p>The Social Security Administration uses a five step sequential evaluation, the five step sequential evaluation asks whether or not you have engaged in gainful activity, whether you have a severe impairment, meet a listing, whether you can return to the work that you did in the past and whether you are capable of performing other work in the national economy based on your age, education and transferable skills.</p>
<p>On the other hand, each long term disability policy has their own definition of disability that generally the</p>
<div id="attachment_4936" class="wp-caption alignright" style="width: 308px"><img class=" wp-image-4936  " title="definition of disability" src="http://www.caveylaw.com/wp-content/uploads/2013/03/compliance_definition.jpg" alt="definition of disability" width="298" height="197" /><p class="wp-caption-text">definition of disability</p></div>
<p>definition is the inability to engage in the material and substantial duties of your occupation.</p>
<p>The definitions are not the same.</p>
<p>In the Social Security determination, advancing age is factor in determining whether to award benefits and it treats advancing age as a limiting factor in ability to adjust to the work. On the other hand, long term disability carriers do not use age in assessing whether or not a policy holder meets its definition of disability. If your disability benefits have been delayed or denied, call long term disability attorney Nancy Cavey today at 727.894.3188 no obligation consultation.</p>
]]></content:encoded>
			<wfw:commentRss>http://www.caveylaw.com/what-is-the-difference-between-social-securitys-definition-and-a-long-term-disability-definition-of-disability/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Secret Assignment of Social Security Judges</title>
		<link>http://www.caveylaw.com/secret-assignment-of-social-security-judges/</link>
		<comments>http://www.caveylaw.com/secret-assignment-of-social-security-judges/#comments</comments>
		<pubDate>Thu, 21 Mar 2013 19:53:24 +0000</pubDate>
		<dc:creator>Nancy Cavey</dc:creator>
				<category><![CDATA[Latest News]]></category>
		<category><![CDATA[Secret Assignment of Social Security Judges]]></category>

		<guid isPermaLink="false">http://www.caveylaw.com/?p=4928</guid>
		<description><![CDATA[The Social Security Administration instituted a new policy in Summer 2011 in which the name of the Social Security Administrative Law Judge assigned to your case is withheld until the day of the hearing. This is new policy has made &#8230;<p class="read-more"><a href="http://www.caveylaw.com/secret-assignment-of-social-security-judges/">Read more &#187;</a></p>]]></description>
			<content:encoded><![CDATA[<p>The Social Security Administration instituted a new policy in Summer 2011 in which the name of the <strong>Social Security Administrative Law Judge</strong> assigned to your case is withheld until the day of the hearing. This is new policy has made it difficult for Social Security Disability claimants and their attorneys to properly prepare their clients for a hearing.</p>
<p>How so?<strong> Each Administrative Law Judge</strong> has:</p>
<p>1. Their own way of conducting a hearing<br />
2. Their own way of viewing the evidence. Some Administrative Law Judges like Memorandums of Law before hearing while others want opening statements.</p>
<p>This new policy is being investigated by the Department of Justice and we will keep you advised as to whether or not the identity of the Administrative Law Judge will be held secret. We are hoping with the appointment of a new Social Security administrative process, the policy will be overturned.</p>
]]></content:encoded>
			<wfw:commentRss>http://www.caveylaw.com/secret-assignment-of-social-security-judges/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Reed Group Bought by Guardian</title>
		<link>http://www.caveylaw.com/reed-group-bought-by-guardian/</link>
		<comments>http://www.caveylaw.com/reed-group-bought-by-guardian/#comments</comments>
		<pubDate>Mon, 11 Mar 2013 19:58:24 +0000</pubDate>
		<dc:creator>Nancy Cavey</dc:creator>
				<category><![CDATA[Latest News]]></category>
		<category><![CDATA[Reed Group disability claim denied attorney]]></category>

		<guid isPermaLink="false">http://www.caveylaw.com/?p=4922</guid>
		<description><![CDATA[The Reed Group is an absence management services based in Westminster  Colorado, who administers long term disability plans included those for Johnson &#38; Johnson. The Reed Group has been beholden for many years to employers as a servicing company doing their &#8230;<p class="read-more"><a href="http://www.caveylaw.com/reed-group-bought-by-guardian/">Read more &#187;</a></p>]]></description>
			<content:encoded><![CDATA[<p>The Reed Group is an absence management services based in Westminster  Colorado, who administers long term disability plans included those for Johnson &amp; Johnson. The Reed Group has been beholden for many years to employers as a servicing company doing their bidding and reviewing, analyzing and ultimately denying many long term disability claims. Guardian Insurance Company has bought the Reed Group and one can only imagine that this is for the purposed of improving their claim’s denial rate.</p>
<p>If your long term disability claim has been administered by Reed Group, contact Reed Group disability claim denied attorney Nancy Cavey who can help you with your disability claims regardless of where you live in the United States.</p>
]]></content:encoded>
			<wfw:commentRss>http://www.caveylaw.com/reed-group-bought-by-guardian/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
	</channel>
</rss>
