A: Part B coverage is optional. It covers a portion of medical expenses such as doctor fees, outpatient hospital visits, and supplies. If you have existing coverage through an employer's group health plan or a spouse's group health plan, you should probably think about declining Medicare Part B. Once the employer-based coverage ends, however, you should enroll in Part B.

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Q: Q: Does everyone on Medicare have Part B coverage?

A: A: Part B coverage is optional. It covers a portion of medical expenses such as doctor fees, outpatient hospital visits, and supplies. If you have existing coverage through an employer's group health plan or a spouse's group health plan, you should probably think about declining Medicare Part B. Once the employer-based coverage ends, however, you should enroll in Part B.


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