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  • Long Term Disability Guide

    Robbed of Your Peace of Mind? Your Guide to Long Term Disability Benefits

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    The Key To Hiring The Right Long Term Disability Attorney

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    The Smart Long Term Disability Guide For Preparing Your Statement and Field Visit

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  • Social Security Disability Guide

    Your Rights To Social Security Disability Benefits - Your Guide to Getting Benefits Now

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Category Archives: Social Security Disability – SSD:

What is the difference between Social Security’s definition and a long term disability definition of disability?

The Social Security Administration uses a five step sequential evaluation, the five step sequential evaluation asks whether or not you have engaged in gainful activity, whether you have a severe impairment, meet a listing, whether you can return to the work that you did in the past and whether you are capable of performing other work in the national economy based on your age, education and transferable skills.

On the other hand, each long term disability policy has their own definition of disability that generally the definition is the inability to engage in the material and substantial duties of your occupation.

The definitions are not the same.

In the Social Security determination, advancing age is factor in determining whether to award benefits and it treats advancing age as a limiting factor in ability to adjust to the work. On the other hand, long term disability carriers do not use age in assessing whether or not a policy holder meets its definition of disability. If your disability benefits have been delayed or denied, call long term disability attorney Nancy Cavey today at 727.894.3188 no obligation consultation.

I applied for Social Security Disability Benefits while working and my claim has been denied, why?

social-security-benefits

The most basic eligibility requirement to receive Social Security Disability benefits is the inability to engage in substantial gainful activity that has lasted or is expected to last for twelve months. In other words, you can’t be working. How will the Social Security Administration know? They will look at your earning records. Every employer takes out Social Security tax from your paychecks and therefore, Social Security is going to know how much you have earned. If an Examiner finds that you have been working, it is very easy for them to deny your Social Security Disability claim.

Have you applied for Social Security disability benefits and have been denied? We may be able to help you win your benefits! Give us a call to get started today. We serve all of the Tampa Bay area including other areas of Florida as well.

Can I get Social Security Disability Benefits for my lifetime or will they be cut off?

Can I get Social Security Disability Benefits for my lifetime or will they be cut off?

What a great question! Once you are awarded Social Security Disability benefits, there is a review that will be done on a regular basis by the Social Security Disability office to determine whether or not you continue to be disabled. However, once your reach retirement age your Social Security Disability benefits will be transitioned to Social Security Retirement Benefits. Once you are on Social Security retirement benefits, your benefits can never be taken away from you.

Remember though, if you work while you are getting Social Security Disability benefits, you can lose your rights to those benefits. The Social Security Administration does allow you a trial work period.

You can learn more about your rights to Social Security Disability benefits by ordering your no obligation copy of Your Rights to Social Security Disability Benefits.

If your Social Security Disability claim has been denied, remember the Social Security Administration doesn’t make it easy for you to get the Social Security Disability benefits that you deserve. Call Nancy Cavey, Tampa Bay attorney at 727-894-3188 to schedule a complimentary appointment.

What’s SSI?

What’s SSI?

Social Security Income (SSI) can provide cash assistance to qualified disabled individuals. It’s a form of federal welfare for applicants who haven’t worked recently.

Each state has it’s own eligibility requirements for SSI. You can learn more about your rights to SSI by contacting Tampa Bay Social Security Disability Attorney Sharon Barrett today at 7278943188.

What is SSDI?

What is SSDI?

Social Security Disability Insurance (SSDI), provides cash assistance to people who have paid into the Social Security system long enough to earn what is called quarters of coverage. If your work history qualifies you for Social Security Disability benefits, you will be entitled to monthly benefits which will vary in amount based on your prior income. You will also be eligible for Medicare benefits once you have been on SSDI for two years.

Need help with your Social Security Disability claim? Contact us today at 727.894.3188 to discuss your claim.

 

What is an Administrative Law Judge in my Social Security Disability case?

What is an Administrative Law Judge in my Social Security Disability case?

Answer: Did you know that an Administrative Law Judge will hear your claim at the application for hearing stage. The Administration Law Judge decides your case based on the weight of the medical evidence and will take into consideration your testimony.

What’s the purpose of having a vocational expert testify at a Social Security Disability hearing?

A vocational evaluator at a Social Security Disability hearing assists the Administrative Law Judge in determining whether or not there are “a significant number” of jobs you may be able to perform given your age, education, prior work experience and residual functional capacity.

A vocational evaluator will also render an opinion as to whether or not you can return to your past relevant work which step four of the five step sequential evaluation.

At step five you will be called in to discuss whether or not you have transferable skills to other work that might exist in the national economy.

Attending the cross exam of the vocational evaluator at a Social Security Disability hearing could be disastrous for the unrepresented Social Security Disability applicants.

Sharon Barrett, former Social Security staff attorney in the Tampa Social Security Administration office knows what questions to ask when a vocational expert who may be testifying at your Social Security Disability hearing.

What’s a Concurrent Social Security Disability Application?

What’s a Concurrent Social Security Disability Application?

Many times the Social Security Administration will take a Social Security Disability and SSI application. This is known as a “concurrent application”. It happens when a Social Security Disability applicant is covered and insured under Social Security Disability benefits but their projected Social Security Disability benefit amount is less that what you would get for SSI.

A concurrent application is taken to make sure that you receive a certain minimum monthly benefit. If you have any questions about your concurrent Social Security Disability application, give us a call today to discuss your claim.

How long does a Social Security Disability medical exam last?

How long does a Social Security Disability medical exam last?

Most Social Security Disability exams last between fifteen to twenty minutes if you are claiming you are disabled as a result of a physical condition. Read this article about medical exams to learn more about your claim and your rights to Social Security Disability benefits.

What does the Social Security Administration consider a “disability” for the purposes of my Social Security Disability application?

What does the Social Security Administration consider a “disability” for the purposes of my Social Security Disability application?

The Social Security Administration defines disability as a “physical, mental, medical condition that prevents an individual from working for more than 12 months”. Do you know that disability can be caused for Social Security purposes by an injury or even an illness. If your doctor told you that you will not be able to work for at least 12 months, you should apply for Social Security Disability benefits for more information about the Social Security Disability claim’s process, you can order a complimentary copy of Cavey and Barrettes book Your Rights to Social Security Disability Benefits.