Cavey and Barrett Blog

UNUM entered into a Multi-State Agreement that required UNUM to reassess claims that
wer denied using the wrong claims standards.

The Claim Reassessment Process was completed in December, 2007, with
results as follows:
* 41.7% of the total claims reassessed (involving 9,672 claims)
were reversed in whole or in part, resulting in a cumulative total of
approximately $676.2 million of additional benefits either paid
immediately or reserved for future payments;
* 45.1% of LTD claims reassessed (involving 8,911 claimants)
were reversed in whole or in part, resulting in a cumulative total of
approximately $558.6 million of additional benefits either paid
immediately or reserved for future payments;
* 22.1% of IDI claims reassessed (involving 761 claimants) were
reversed in whole or in part, resulting in a cumulative total of
approximately $117.6 million of additional benefits either paid
immediately or reserved for future payments.

41.7 % reversal rate is amazing! Look how many times UNUM was wrong!

If you are insured by UNUM and your long term disabiliyt/ERISA claim has been denied, Nancy Cavey,
an experienced long term diability/ERISA lawyer, can help you with your disability appeal.