Free Consumer Reports

  • Long Term Disability Guide

    Robbed of Your Peace of Mind? Your Guide to Long Term Disability Benefits

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  • Hiring a Great Long Term Disability Attorney

    The Key To Hiring The Right Long Term Disability Attorney

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    The Smart Long Term Disability Guide For Preparing Your Statement and Field Visit

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  • Social Security Disability Guide

    Your Rights To Social Security Disability Benefits - Your Guide to Getting Benefits Now

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Making The Decision To Hire An Attorney To Get Your Long Term Disability Benefits If Your Claim Has Been Denied

Written By: Nancy L. Cavey
hiring a long term disability attorney

You bought your long term disability policy to provide you and your family peace of mind if you were unable to work. You’ve even made the difficult decision to apply for disability benefits knowing that your physician and employer have …

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The Five Things Long Term Disability Carriers Try To Do To Complicate And Even Deny Your Long Term Disability Benefits

Written By: Nancy L. Cavey
5 things long term disability insurance carriers do

I’m sure that you purchased your long term disability policy to provide peace of mind if you became disabled. You may have every intention of returning to work but simply continue to be disabled while you’re recovering. Don’t think that …

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Can I Attempt A Trial Work Period While Collecting Social Security Disability Benefits?

Written By: Nancy L. Cavey
twp social security disability

Yes! The Social Security Administration has a trial work period (TWP) that lets you test your ability to work for at least 9 months. You will receive your full Social Security benefits, regardless of how much you earn, so long …

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Should I Handle My Own Long Term Disability Claim?

Written By: Nancy L. Cavey
handle your own disability claim

Sure! Anyone can handle their own disability claim. However, it is rare for those who are unrepresented to be successful in an appeal to get the disability benefits they deserve. Long term disability attorneys, such as Nancy Cavey, have the …

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Can I Receive Social Security Disability Benefits For A Closed Period Of Time If My Health Is Improved?

Written By: Nancy L. Cavey
social security benefits health improved

That depends! You can’t be eligible for a closed period of disability if: The medical evidence establishes you are unable to engage in substantial or continuous period of 12 months, but by the time your disability decision is made, your …

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Can I Collect Social Security Disability Benefits And Work?

Written By: Nancy L. Cavey
collect disability while working

The Social Security Administration (SSA) has special rules that allow you to test you ability to return to work while you’re still receiving monthly Social Security Disability benefits. The Social Security Administration has written a publication “Working While Disabled – …

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Social Security Disability Benefits For Wounded Warriors

Written By: Nancy L. Cavey
wounded warrior social security disability

Military service members who became disabled while on active military service on or after October 1, 2001, regardless of where the disability occurs, may be eligible for expedited processing of their Social Security Disability claims. How you qualify for Social …

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Cardiomyopathy And Florida’s First Responded Presumption

Written By: Nancy L. Cavey
Cardiomyopathy disability attorney

In a case of Orange County v. Wilder, the 1st District Court of Appeals has ruled that viral cardiomyopathy constitutes heart and “heart disease” as the term is used in Section Florida Statute 112.18.  If a presumption applies, a first …

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Law Enforcement Agencies Don’t Have To Tell First Responders About The Statutory Presumption

Written By: Nancy L. Cavey
first responders claims tampa

The 1st District Court of Appeal recently ruled that there is no requirement that an Employer/Carrier provide injured law enforcement officers information regarding the statutory presumption. Officer Guevara was employed by the City of North Bay Village and was placed …

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How To Deal With Erisa Disability Insurers Claims And Reimbursement For Social Security Overpayments

Written By: Nancy L. Cavey
overpayment ERISA disability lawyer

Many Long Term Disability plans provide that the policy holder must properly refund any lump sum retroactive Social Security Disability payment and send the overpayment amount within 30 days of the receipt of the notice from the Long Term Disability …

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