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Long Term Disability ERISA and Private Disability Insurance Claims

12/15/2009
Nancy L. Cavey
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Long Term Disability Features for Medical Professionals and Attorneys | Know Your Benefits

As a highly paid specialized medical or legal professional you need to adequately protect your income in the case of disability.

There are several features that you should consider in purchasing a Long Term Disability Policy. Any policy should have the following features:

1. Recognizing the specialty or sub speciality that you practice

2. Protect your disability benefit if you experience a reduction in earnings over time due to progressive illnesses

3. Protect you if you've contracted an infectious or contangious disease which is not disabling but results in a loss of income

4. Provides continued benefits for a number of months after a return to work

5. Provides for cost of living adjustments

If policy does not contain anything from the list above, you need the help of a experienced medical and legal professional long term disability lawyer to show you what you need to do.

Professionals need guidence too!

We represent clients all over Florida including: Tampa, St. Petersburg, Sarasota, Bradenton, Venice, Ft. Myers, Naples, Orlando, Lakeland, Gainesville, Daytona, West Palm Beach, Ft. Lauderdale, Miami, Miami Beach, Jacksonville, Tallahassee, New Port Richey, Hudson, Safety Harbor, Largo, Palm Harbor, Port Richey, Clearwater, Indian Rocks Beach, Dunedin, Spring Hill, Brooksville, and all other cities in Florida.

If you or someone you know has been effected by a hour and wage claim, disability or social security claim in Florida, do not hesitate to Contact Us before you speak with an insurance company. There is no obligation to hire a lawyer and the consultation is FREE.



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