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Long Term Disability ERISA and Private Disability Insurance Claims

3/20/2009
Nancy L. Cavey
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Has Your Claim for Long Term Disability Benefits Been Denied Because You "Did Not Put Forth Your Best Efforts In Psychological Testing?" | Florida Long Term Disability Lawyer

Long-term disability carriers routinely hire companies such as the Reed Group, to review long-term disability claims.  Unfortunately, the Reed Group will use, as a basis for denying claims, an allegation that a psychiatrically disabled person hasn’t put forth their best efforts in neuropsychological testing based on tests of memory validity. The Reed Group will conclude that you haven’t been “cooperating” under the terms of the plan. As a result, your cliaim for long term disability benefits will be denied.

If your claim for long-term disability benefits has been denied or the long term disability carrier wants to send you to a neuropsychiatry examination, contact Florida long term disability attorney Nancy Cavey immediately. Attorney Nancy Cavey has wrriten the book "Robbed of Your Peace of Mind" which explains how the long erm disability insurance company will try to deny your claim for ERISA/long term disability benefits and what you can do to protect yourself.

You can order a free no-obligation copy of this must have book for long term disability applicants and those whose claims have been denied.

Answering these broad-based questions isn't easy. Help is a phone call away. You can contact Nancy Cavey, an experienced long-term disability attorney at 727-894-3188.

Florida Disability Insurance Lawyer, Nancy Cavey, represents disability insurance applicants in Florida including Tampa, St. Petersburg, Clearwater, New Port Richey, Orlando, Lakeland, Sarasota, Ft. Myers, Ocala,  Gainesville, Tallahassee, Pensacola, Jacksonville, Daytona, West Palm Beach, Ft. Lauderdale, Boca Raton, Lake Worth,  Miami and Naples. Nancy also represents long term disability applicants in Georgia, Alabama, Texas, North Carolina and South Carolina and through out the United States.

Tampa Bay based Nancy Cavey represents clients in short and long term disability insurance cases against UNUM, UNUM Provident, Reliance Standard, Liberty, Hartford, Berkshire, AIG, American International, Gallagher Bassett, North Western Mutual, Prudentia.

Nancy has written a free consumer guide to disability insurance called  Robbed of Your Peace of Mind - What Long Term Disability Insurance Companies Don't Want You To Know! which usually sells on Amazon.com for $14.99, but is yours today at NO-COST!



2 Comments to "Has Your Claim for Long Term Disability Benefits Been Denied Because You "Did Not Put Forth Your Best Efforts In Psychological Testing?" | Florida Long Term Disability Lawyer"

Dear Ms. Cavey,

I noticed on this web page that you handle clients in several areas outside of Florida. I've been to other pages on your website several times and would have contacted you about representing me, except for the fact that some of your other pages say that you handle cases in Western Florida. It gave me the impression that you restricted your practice to areas closer to your office. I thought you'd like to know that these references are a bit ambiguous.

Thanks again for your generosity in making this information available to all. I have personally gained as a result.

Jerry Gardner
Posted by Jerry Gardner on July 15, 2009 at 09:14 PM
Please help. The Reed Group is doing this exact thing to my husband. We are awaiting the decision of our second appeal. My husband has cognitive disorder, fibromyalgia, myositis and numnerous other issues and they said he was 'uncooperative according to plan guidelines' or something along those lines. We are in CA ut moving to IL in two weeks. Who can help us. I forgot to mention that he had neuropsych tests done 60 days prior to the one the Reed Group demanded and they were completely opposite results.
Posted by Katie MOrisette on April 14, 2009 at 03:26 AM

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