Cavey Barrett Blog

Can a Long Term Disability Carrier Deny my Claim for Benefits because I can be “Accommodated”?

What a great question! The starting point is to look at the definition of "total disability" in your policy. Some definitions of "total disability" are "unable to perform any job for which you are reasonably qualified or may become qualified because of your education, training or experience." If your claim for disability benefits are denied based on a finding that you can perform sedentary work only with accommodations that can be considered a procedural irregularity contrary to the plain language of the policy.

Own occupation denied Long Term Disability attorney Nancy Cavey, can help you understand the terms of your policy and whether a Long Term Disability carriers denial will hold up in court.

Injured? Long Term Disability and Short Term Disability Claims We at The Law Office of Cavey and Barrett  recommend that you have a private individual disability insurance policy to protect your income and standard of living. Be sure that you are covered when a disabling injury occurs. For more information on Long Term Disability or Short Term Disability be sure to request our FREE Book which is usually offered on Amazon.com for $14.99,  "Robbed of Your Peace of Mind" or read more on our Disability Blog.