Free Consumer Reports

  • Long Term Disability Guide

    Robbed of Your Peace of Mind? Your Guide to Long Term Disability Benefits

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  • Hiring a Great Long Term Disability Attorney

    The Key To Hiring The Right Long Term Disability Attorney

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    The Smart Long Term Disability Guide For Preparing Your Statement and Field Visit

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  • Social Security Disability Guide

    Your Rights To Social Security Disability Benefits - Your Guide to Getting Benefits Now

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Cognitive Dysfunction And Your Claim For Long Term Disability Benefits

Written By: Nancy L. Cavey
Cognitive Dysfunction

Long term disability carriers don’t make it easy for those who are disabled to get the long term disability benefits that they deserve. Long term disability carriers deny claims on the basis of: A. Lack of diagnostic criteria; B. No …

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What Every Erisa Plan Holder Needs To Know About Plan Amendments

Written By: Nancy L. Cavey
erisa law lawyer disability tampa

If you employer offered you a disability policy, you may be covered by the Employer Retirement Income Security Act (ERISA). ERISA governs both pension benefit plans and long term disability benefits. ERISA long term disability plans are amended for one …

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Why Discovery Is Limited In Erisa Cases

Written By: Nancy L. Cavey
discovery erisa disability limited

If you purchased a long term disability policy through your employer, your long term disability policy may be governed by the Employer Retirement Income Security Act (ERISA). If you’re a long term disability policy holder whose benefits have been denied, …

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Group Health Insurance Benefits For Those On Long Term Disability Insurance

Written By: Nancy L. Cavey
group health insurance long term disability attorney

When you became disabled you, unfortunately, most likely lost your job and your group insurance benefits. The lack of health insurance can have a devastating impact on your medical and financial future. Websites for help with insurance Did you know …

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Discretionary Clauses And Your Long Term Disability Claim

Written By: Nancy L. Cavey
Discretionary Clauses long term disability claims

Get out your long term disability policy and look for something called the “Discretionary Clause”. It’s a clause that lets the long term disability carrier make the decision and requires that the court defer to its decision. It’s what I …

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Making The Decision To Hire An Attorney To Get Your Long Term Disability Benefits If Your Claim Has Been Denied

Written By: Nancy L. Cavey
hiring a long term disability attorney

You bought your long term disability policy to provide you and your family peace of mind if you were unable to work. You’ve even made the difficult decision to apply for disability benefits knowing that your physician and employer have …

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The Five Things Long Term Disability Carriers Try To Do To Complicate And Even Deny Your Long Term Disability Benefits

Written By: Nancy L. Cavey
5 things long term disability insurance carriers do

I’m sure that you purchased your long term disability policy to provide peace of mind if you became disabled. You may have every intention of returning to work but simply continue to be disabled while you’re recovering. Don’t think that …

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Can I Attempt A Trial Work Period While Collecting Social Security Disability Benefits?

Written By: Nancy L. Cavey
twp social security disability

Yes! The Social Security Administration has a trial work period (TWP) that lets you test your ability to work for at least 9 months. You will receive your full Social Security benefits, regardless of how much you earn, so long …

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Should I Handle My Own Long Term Disability Claim?

Written By: Nancy L. Cavey
handle your own disability claim

Sure! Anyone can handle their own disability claim. However, it is rare for those who are unrepresented to be successful in an appeal to get the disability benefits they deserve. Long term disability attorneys, such as Nancy Cavey, have the …

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