Free Consumer Reports

  • Long Term Disability Guide

    Robbed of Your Peace of Mind? Your Guide to Long Term Disability Benefits

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  • Hiring a Great Long Term Disability Attorney

    The Key To Hiring The Right Long Term Disability Attorney

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    The Smart Long Term Disability Guide For Preparing Your Statement and Field Visit

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  • Social Security Disability Guide

    Your Rights To Social Security Disability Benefits - Your Guide to Getting Benefits Now

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What You Need To Know About The Appeals Council If Your Social Security Disability Claim Is Denied

Written By: Nancy L. Cavey
social security disability appeals council

If your Social Security Disability claim is denied by the Administrative Law Judge you have a difficult decision to make. The Social Security Administration will give you 30 days to appeal to the Appeals Council or file a new Social …

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Can I Work And Still Receive Social Security Disability Benefits?

Written By: Nancy L. Cavey
work while on social security disability benefits

Maybe! It is possible to work part-time and not lose your Social Security Disability benefits but the answer depends on how much you earn and what kind of disability benefits you are receiving. If you’re receiving Supplemental Security Income (SSI) …

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NOSSCR Commentary Article About SSDI Misconceptions

Written By: Nancy L. Cavey
the hill ssdi article

In a recent commentary article by NOSSCR, found here: http://thehill.com/blogs/congress-blog/healthcare/215601-ssdi-the-truth-behind-media-and-political-mischaracterizations shows some misconceptions that the media may put out about SSDI. What are your thoughts about the article and the real truth behind it? Do you need help with your SSDI …

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Stomach Cancer And Your Rights To Long Term Disability Benefits

Written By: Nancy L. Cavey
stomach cancer long term disability attorney

Did you know that stomach cancer is the 4th most common cancer worldwide and the 2nd leading causes of cancer deaths in the world? More than 10,000 American suffer from stomach cancer and 1 in every 114 men and women …

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Cognitive Dysfunction And Your Claim For Long Term Disability Benefits

Written By: Nancy L. Cavey
Cognitive Dysfunction

Long term disability carriers don’t make it easy for those who are disabled to get the long term disability benefits that they deserve. Long term disability carriers deny claims on the basis of: A. Lack of diagnostic criteria; B. No …

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What Every Erisa Plan Holder Needs To Know About Plan Amendments

Written By: Nancy L. Cavey
erisa law lawyer disability tampa

If you employer offered you a disability policy, you may be covered by the Employer Retirement Income Security Act (ERISA). ERISA governs both pension benefit plans and long term disability benefits. ERISA long term disability plans are amended for one …

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Why Discovery Is Limited In Erisa Cases

Written By: Nancy L. Cavey
discovery erisa disability limited

If you purchased a long term disability policy through your employer, your long term disability policy may be governed by the Employer Retirement Income Security Act (ERISA). If you’re a long term disability policy holder whose benefits have been denied, …

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Group Health Insurance Benefits For Those On Long Term Disability Insurance

Written By: Nancy L. Cavey
group health insurance long term disability attorney

When you became disabled you, unfortunately, most likely lost your job and your group insurance benefits. The lack of health insurance can have a devastating impact on your medical and financial future. Websites for help with insurance Did you know …

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Discretionary Clauses And Your Long Term Disability Claim

Written By: Nancy L. Cavey
Discretionary Clauses long term disability claims

Get out your long term disability policy and look for something called the “Discretionary Clause”. It’s a clause that lets the long term disability carrier make the decision and requires that the court defer to its decision. It’s what I …

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